Medicare and Medicaid are both run by the government and designed to get citizens affordable healthcare. The difference between Medicare and Medicaid is wrapped up in age, health, and income levels. If you want to know more about which program is right for you or someone you love, find out more about how eligibility is determined and how benefits differ based on the type of plan you choose.
Anyone 65 or older is eligible for Medicare, regardless of their income levels. You can also get a Medicare plan if you’re under 65 and have a qualifying disability. Medicare is a federal program, meaning its rules and regulations are determined at the national level.
Anyone who has a qualifying income is eligible for Medicaid. You will need to prove to the government that you are unable to afford healthcare coverage through traditional insurance or out-of-pocket means. The state will look at age, family size, and overall health to determine benefits. This program is run at both the state and federal level, meaning rules may be different depending on where you live.
Yes. It doesn’t have to be Medicare vs Medicaid. If you qualify for both, you can work with officials to determine your level of coverage so you’re paying for your services according to your income and age.
There are a number of different plans that a person may have under both programs, and the exact benefits may differ from state to state (regardless of whether you sign up for Medicare or Medicaid). The key is to understand the policy you’re given so you have a better idea of how your coverage will function in the real world. If you are still unsure if you or a loved one qualifies for Medicare or Medicaid, contact our office for more information